Best Life Insurance Policy in India-2019


“Policy adjure makes life simple & sure.”

Best Life insurance policy adjures makes life easy and sure. Life is blessing of God for human being & the best life insurance policy in India is the blessing of a person for their family. Every life is precious and life insurance policies are a key to security. A lot of policies are available in the market.

Best Life Insurance Policy in India-2019


Which one is the best life insurance policy in India?
How to select?
In this section you will get the solution for following-

Life insurance policy types- Type of life insurance policy for better coverage comes under two categories. First is pure life insurance and second one is perfect combination of insurance and investment components. – Following are the best known life insurance policies in India.
S.
No.
Best life insurance policy in India (2019)
Coverage
1
Term insurance (Pure insurance product) under life insurance policy in.
It secures family dreams with affordable range. Policy is valid for specific term (time period). In case of demise (God forbid) it offers a death cover under stipulated time period. There is no policy surrender value. It has unchanged renewal premiums. If insured remains alive over the insured period then no payment is paid against insurance.it works within specified time.
2
ULIP-Unit Linked Plan (Investment + Insurance)
under life insurance policy in LIC & life insurance policy bazar.  
It gives guaranteed capital returns with better returns in long term wealth creation. It is flexible as per risk appetite. Premium paid in ULIP partially paid under LIC (insurance plan) and rest of premium amount is invested into equity market (Investment plan).
3
Endowment Plan     (Insurance + Saving) under life insurance policy in LIC & life insurance.
It offers returns on investment at the time of maturity.
4
Money back policy (Insurance + Periodic returns) under life insurance policy in LIC & life insurance policy.
It gives periodic returns with insurance cover. A stipulated percentage of assured sum is paid back to the policy holder at periodic intervals (survival benefits).
5
Whole life insurance (Death benefit) under life insurance policy in LIC.
Life coverage to the life assured for whole life. It comes without an age limit (approx. 100 years) & offers partial withdrawal facility after completion of premium paid period.
6
Child plan (Income Protection) under life insurance policy in LIC.
It is for fulfilling your child’s life goals like-education, marriage.
7
Retirement plan (Annuity or Pension plan) under life insurance policy in lic & life insurance policy bazar.
Plan your retirement and retire gracefully. Fund value paid after maturity age of 60 years with death benefit, vesting benefit, long term saving /corpus generation.


Life insurance policy in LIC- LIC is government owned body founded on 1st September 1956. Life insurance subsidiaries are LIC Housing finance, LIC Pension fund Ltd., LIC International, LIC Cards services, LIC Mutual fund, IDBI Bank.

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