IIFL Personal Loan: Avail Up to ₹ 25 Lakh

Online approval in 5 minutes!
Loan amount in 8 hours!
Yes, these are possible with IIFL Personal Loan. No need to wait for days. IIFL is providing “Express Personal Loan” to meet the urgent needs. Whether it is vacation, dream wedding, home renovation or your desire of buying an electronic gadget – you can apply personal loan online. IIFL Express Personal loan is widely demanded across the country and is contributing significantly in the loan book of the company. There are 3 simple to apply for an IIFL Express Personal Loan:


  • Checking the eligibility. This will hardly take your 1 minute. 
  • Online approval in just 5 minutes. Either you can manually fill the form or auto-fill and skip KYC document.
  • Next process is to upload the documents. Once documents are uploaded, a representative from IIFL calls the applicant to confirm for the final loan offer. You can receive the disbursal within 8 hours. 


Salient Features of an IIFL Personal Loan:

  • Minimal documentation
  • Complete online process
  • Ekyc and eSign through
  • AadharFast disbursal

Why to go with India Infoline?

India Infoline Housing Finance Limited (IIFL) is a renowned NBFC, having its headquarter in Mumbai and with a global presence across UAE, Hong Kong, United States and Canada. The company was founded in 1995 and now has more than 12000 employees. IIFL offers personal loan, home loan, gold loan and other financial products. 

Interest rates and charges applicable for IIFL personal loan products:-
Rate of Interest
Starts from 13% onwards
Loan Amount
Rs 25,00,000
Tenure of Loan
1 to 5 year
Stamp duty and documentation charges
Nil
Processing Fee
Up to 2% of the total loan amount along with the applicable taxes.
Charges for late payment
2% (compounded monthly)
Penal charges
2% (compounded monthly)
Charges for Cheque bounce
Rs.500 per instance + applicable GST
Charges for Cheque dishonor
Rs.500 per instance + applicable GST
Charges for foreclosure
Up to 6%
Inspection Charges
Nil
Charges for the prepayment
Nil (allowed only after you pay 6 EMIs)
Swap charges for Cheque
Rs. 500 per instance+ applicable GST
Charges for Duplicate Statement
Rs. 500 per instance+ applicable GST

* Rates, fees, and charges are subject to periodic changes.  
For customers’ convenience, IIFL offers two types of interest rates: fixed and floating. 
Fixed-rate as we understand it remains the same throughout the loan tenure and there are no fluctuations in spite of what is happening in the market. Floating interest rate changes with the market fluctuations. 
What are the factors impacting the IIFL Personal Loan interest rates?
  • Age of an applicant
  • CIBIL Score
  • Tenure 
  • Monthly Income