Finance your Dream with Affordable Fullerton Personal Loan


Imagine…………… a guy sitting in the bank is waiting for his loan application submission turn.
Even though he’s putting his time and effort to get a loan, there’s a chance that his application
will be rejected. Now, imagine an institution which provides a personal loan instantly with minimal documentation and that too on phone. Fullerton India Credit Co. Ltd. makes your imagination come true. Fullerton India provides a personal loan to customers in need. Due to its fast approvals, low-interest rate, and minimal documentation, it has become one of the first choice for many borrowers. Read more to know about Fullerton Personal Loan Interest rate and how to get it.



Fullerton Personal Loan Interest Rate

Fullerton is known for lending loans at very low-interest rate.e. 12.99% onwards. Apart from the interest rate, you will have to pay additional processing fees which is up to 6.5% of the total loan amount.
Detailed Information about Fullerton Personal Loan Interest Rate


Salaried
Self-Employed
Interest Rates
12.99% onwards
16.00% onwards
Processing Fee
Min 2%
2%
Loan Tenure
12-60 months
12-60 months
Loan Amount
25,000 INR to 20 Lakh INR
Up to 20 Lakh INR
Part Prepayment Charges

After 6 EMI’s, 3-7%
Pre-closure Charges
After 6 EMI’s, 6%
After 6 EMI’s, 3-7%

Eligibility Criteria for Fullerton Personal Loan

Like every Bank and NBFC, Fullerton India also has a set of guidelines through which they judge the repayment capacity of the borrower. Being eligible, one can successfully apply for the loan. These are the eligibility criteria set by Fullerton India –
        He/she should be a residing citizen of India.
        Must have a minimum salary of 15,000 INR per month.
        Applicant must be an employee of a registered organization.
        Applicant’s age should be between 21-60 years.
*For Delhi and Mumbai residents, the minimum salary criteria is 20,000 INR per month.

Documents required for Fullerton Personal Loan

        Fullerton Personal Loan Application Form with a recent passport-sized photographs
        ID proof
        Address proof – Passport Copy/Voter ID card/Driving License/PAN Card
        Age proof -  PAN Card, Passport or Birth Certificate
        3-month salary slips or bank statement of last 6 months
        Form 16
        Processing fee cheque
        ITR of last 3 years

Additional Documents (For self-employed individuals)

        Proof of business existence and continuity
        Balance sheet for last 3 years

Why you should choose Fullerton Personal Loan?

As there are umpteen number of money lending institutions, people get confused about which
they should go for. As Fullerton India is famous for its services, choosing a Fullerton Personal Loan can be very beneficial to the customer.

Benefits
  •  Personal loan up to 20 lakh INR for salaried and self-employed
  • No security deposits
  •  No guarantor needed
  • Easy EMI, starts at 2,732 IN
  •  Special corporate discounts
Personal Loan Balance Transfer with Fullerton India

If you’re tired of paying high EMI’s for your existing loans, then use Personal Loan Balance Transfer feature of Fullerton India. As Fullerton Personal Loan Interest Rate is low, you can avail the service by transferring the remaining balance of the existing loan to Fullerton Personal Loan account. With Fullerton India, you can get relief from paying a high-interest rate to your existing lender.
Suppose that you’re paying around 7 thousand per month for the loan of 2,00,000 at 14% for 3 years. And you have paid Rs. 1 Lakh already. You can transfer your remaining Rs. 1 lakh to Fullerton Personal Loan account. After transferring, you will be charged with interest rate of 12.99%* for the remaining period of the loan.